Caged ladders are common on commercial and industrial buildings, including facilities where workers need routine access to rooftops, mechanical equipment, HVAC systems, and elevated platforms. But with modern fall-protection requirements,…
- August 14, 2026
What roof documentation will an insurance engineer request?
When an insurance engineer evaluates a commercial property, the roof is often one of the most important parts of the inspection. The engineer is typically trying to understand the roof’s…
A loss prevention recommendation is a written suggestion from an insurance company, loss-control specialist, risk inspector, or underwriter identifying conditions that could increase the likelihood or severity of a property…
- August 14, 2026
How do FM requirements affect rooftop equipment anchorage?
Rooftop equipment such as HVAC units, exhaust fans, cooling towers, mechanical units, and other service equipment can become a major wind-loss risk if it is not properly secured. FM requirements…
- August 14, 2026
How does FM treat an existing roof during a recover?
When a commercial building needs a new roof, a roof recover can sometimes be installed over the existing roof instead of completely removing the old system. However, FM Global does…
A permanent roof access ladder provides a safe, reliable way for building owners, maintenance personnel, and roofing contractors to reach a commercial roof. However, installing a fixed ladder is not…
When a commercial or industrial roof is required to meet FM requirements, the question is not simply whether the roofing materials carry an FM Approved label. The completed roof assembly…
- August 14, 2026
Can a Florida condominium association still waive roof reserves?
Generally, no. A Florida condominium association that is subject to the Structural Integrity Reserve Study (SIRS) requirements cannot waive or reduce required roof reserves for budgets adopted on or after…
A self-closing safety gate at a roof hatch is a protective gate installed within the guardrail system surrounding a roof access hatch. Its purpose is to protect workers from accidentally…
Florida’s Structural Integrity Reserve Study (SIRS) legislation has significantly changed how condominium associations must plan and fund future roof repairs and replacement. For qualifying condominium buildings, the roof is specifically…