Year: 2026

When a commercial roofing dispute involves the cost, scope, or cause of roof damage, property owners and insurers may consider several ways to resolve the disagreement. Two terms that are…

Florida property owners often discover additional roof damage or higher repair costs after an insurance claim has already been filed or adjusted. When that happens, the policyholder may be able…

When a commercial roof is damaged by a covered event, the cost of repairing or replacing the roof is only part of the potential financial loss. A business may also…

Commercial property insurance may cover mold resulting from a roof leak, but coverage is not automatic. Whether an insurer pays for mold remediation, interior water damage, damaged contents, or related…

Builder’s risk insurance is a type of property insurance designed to protect a building and certain construction materials from covered damage while construction or major renovation work is underway. During…

When a commercial roofing project begins, insurance requirements are an important part of the contract—not simply paperwork to complete before work starts. One of the most common requirements is naming…

Before hiring a roofing contractor, verifying the company’s Certificate of Insurance (COI) is an important step in protecting your property, employees, and project. A COI summarizes the contractor’s insurance coverage,…

An actual cash value (ACV) roof endorsement is an insurance policy provision that changes how a roof loss is valued after a covered event. Instead of paying the full cost…

A roof surfacing schedule endorsement is an insurance policy provision that changes how an insurer calculates payment for damage to a roof. Instead of automatically paying the full replacement cost…

A cosmetic damage exclusion is a provision in a property insurance policy that limits or excludes coverage for damage to a roof or other building component when the damage is…