Large missile impact testing is a hurricane-resistance test used to determine whether a building component can withstand impacts from large wind-borne debris. In Florida, this testing is especially important in…
Rooftop equipment and screens can become dangerous wind-borne debris during a hurricane when their attachments, supports, enclosures, or individual components cannot resist the combination of high wind pressure, uplift, vibration,…
- August 15, 2026
Can an insurer’s engineering report be challenged?
Yes. An insurer’s engineering report can be challenged, particularly when the report contains factual errors, relies on incomplete inspections, uses questionable assumptions, or reaches conclusions that are not adequately supported…
When evaluating a commercial roof problem in Florida, building owners may receive both an engineer’s report and a roofing contractor’s estimate. Although these documents can address the same roof, they…
- August 15, 2026
How do you resolve conflicting damage assessments?
When a commercial roof suffers storm, wind, hail, water, or other damage, it is common for different parties to reach different conclusions about the roof’s condition. One inspection may identify…
- August 15, 2026
What documentation makes a forensic report defensible?
A forensic roofing report may be used to determine the cause of a leak, storm damage, premature roof failure, installation defect, maintenance issue, or dispute over repair responsibility. Because these…
- August 15, 2026
How long should forensic documentation be retained?
Forensic documentation is an important part of any commercial roofing investigation, particularly when a roof failure, water intrusion, construction defect, warranty dispute, insurance claim, or potential litigation is involved. The…
- August 15, 2026
What is a cause-and-origin report?
A cause-and-origin report is a professional document that identifies what caused a roofing problem, where the damage originated, and how the damage developed. In commercial roofing, these reports are commonly…
- August 15, 2026
How do you establish the date of loss for a roof claim?
Establishing the date of loss is one of the most important steps in a Florida roof insurance claim. The date of loss identifies when the covered event allegedly caused the…
- August 15, 2026
What role do weather station and radar data play in a claim?
Weather station and radar data can play an important role in a commercial roofing insurance claim, particularly when a property owner needs to establish that a specific storm caused damage.…