Shieldline Roofing https://validator.w3.org/feed/docs/rss2.html Home How have recent Florida legislative changes affected roofing claims? What is the appraisal clause in a commercial property policy? When should a policyholder invoke appraisal? What is the difference between appraisal and litigation? What are Florida’s deadlines for filing supplemental claims? What is business interruption coverage in relation to roof damage? Does commercial property insurance cover mold resulting from a roof leak? What is builder’s risk insurance during a reroof project? Who should be named as additional insured on a roofing contract? What should I verify on a roofing contractor’s certificate of insurance? What is an actual cash value roof endorsement? What is a roof surfacing schedule endorsement? What is a cosmetic damage exclusion? When do carriers apply a wind/hail exclusion in Florida? How does building valuation affect a total roof loss claim? What is a named-storm or hurricane deductible and how is it calculated? What is the difference between a percentage deductible and a flat deductible? What is coinsurance and how can it reduce a roof claim payout? What is Ordinance or Law coverage and why is it critical for older roofs? Does Ordinance or Law coverage pay for code-required upgrades during a reroof? How can a neighboring building’s failure damage my roof? How are skylights protected from impact damage? Are impact-rated skylights required in the HVHZ? What post-event inspection process finds hidden impact damage? Should rooftop ballast gravel be removed in high-wind zones? How does a lightning strike damage a commercial roof? What is a lightning protection system and how is it mounted on a roof? Does a lightning protection system need to be reinstalled after a reroof? How do tornado-strength gusts differ from hurricane loads for roofs? Does Florida experience enough hail to affect roof specification? What is the difference between functional and cosmetic hail damage? What are impact resistance ratings and how are they tested? How does wind-borne debris damage a membrane roof? What is large missile impact testing and does it apply to roofs? How do rooftop equipment and screens become debris in a hurricane? Can an insurer’s engineering report be challenged? What is the difference between an engineer’s report and a contractor’s estimate? How do you resolve conflicting damage assessments? What documentation makes a forensic report defensible? How long should forensic documentation be retained? What is a cause-and-origin report? How do you establish the date of loss for a roof claim? What role do weather station and radar data play in a claim? How is hail damage documented on a membrane roof? What is a test square in a damage assessment? What is a forensic roof investigation? When should a licensed engineer be retained after storm damage? How is wind damage distinguished from pre-existing wear and tear? What physical evidence indicates hurricane wind uplift damage?