Before hiring a roofing contractor, verifying the company’s Certificate of Insurance (COI) is an important step in protecting your property,

An actual cash value (ACV) roof endorsement is an insurance policy provision that changes how a roof loss is valued

A roof surfacing schedule endorsement is an insurance policy provision that changes how an insurer calculates payment for damage to

A cosmetic damage exclusion is a provision in a property insurance policy that limits or excludes coverage for damage to

In Florida, a wind/hail exclusion means an insurance policy does not cover certain losses caused by wind, hail, or related

When a commercial building in Florida suffers a total roof loss from a hurricane, windstorm, fire, or another covered event,