An actual cash value (ACV) roof endorsement is an insurance policy provision that changes how a roof loss is valued

A roof surfacing schedule endorsement is an insurance policy provision that changes how an insurer calculates payment for damage to

A cosmetic damage exclusion is a provision in a property insurance policy that limits or excludes coverage for damage to

In Florida, a wind/hail exclusion means an insurance policy does not cover certain losses caused by wind, hail, or related

When a commercial building in Florida suffers a total roof loss from a hurricane, windstorm, fire, or another covered event,

A named-storm or hurricane deductible is the amount a property owner must pay out of pocket before insurance pays for